Housing Loan
House Loan Mortgage Loan |
Purchase of Flat / Home |
Loan Amount | Maximum of Rs. 40.00 lakh |
Rate of Interest | As applicable in Loan Interest Rate Chart |
Guarantor | Two (Creditworthy Guarantor’s ) |
Membership | Yes, @ 2.5 % of Loan Amount share holding |
Period | Maximum period of 20 years |
Loaning | Immediate Loan Sanction |
Security | Said Property |
Documents | – Search & Title Report / Property Documents – Purchase Deed / D/A, P/A, N/A Order of Builder – Commencement Certificate – Sanctioned Plan Copy (True copy) – Builder / Society N O C – Estimate (in case of construction) – Original copy of Agreement to Sale – Latest Income Proof of Applicant & Guarantor’s or In case of Businessman – Last three I T returns with audited – Financial Statement. Bank Track Record last year – In case of Salary Earner – Last three months Salary Certificate and one year Salary a/c statement – I D & Add Proof’s documents of Applicant & Guarantor’s |