Housing Loan

img0094

House Loan
Mortgage Loan
Purchase of Flat / Home
Loan Amount Maximum of Rs. 25.00 lakh
Rate of Interest 10.50%
Guarantor Two (Creditworthy Guarantor’s )
Membership Yes, @ 2.5 % of Loan Amount share holding
Period Maximum period of 20 years
Loaning Immediate Loan Sanction
Security Said Property
Documents – Search & Title Report / Property Documents
– Purchase Deed / D/A, P/A, N/A Order of Builder
– Commencement Certificate
– Sanctioned Plan Copy (True copy)
– Builder / Society N O C
– Estimate (in case of construction)
– Original copy of Agreement to Sale
– Latest Income Proof of Applicant & Guarantor’s or In case of Businessman
– Last three I T returns with audited
– Financial Statement. Bank Track Record last year
– In case of Salary Earner – Last three months Salary Certificate and one year
Salary a/c statement
– I D & Add Proof’s documents of Applicant & Guarantor’s