Loan Interest Rate
Loan Products Details Chart
Sr. No. Type of Loan Interest Rate As per PLR Base Max Period Max Period
Housing Loan 
1. Cibil Score Between 650 to 6 99 9.00%

20 Years

Max. Rs.125 lakh or 90% on Agreement
Cibil Score Above 700

8.50%

20 Years

Max. Rs.125 lakh or 90% on Agreement
Term Loan 
2.

For Machinery 

12.00% to 13.00%

10 Years

 Rs.125 lakh
For Business

12.00% to 13.00%
3.

Cash Credit

12.00% to 13.00%

12 to 36 months 

Rs.125 lakh 
Secured Loan (LAP)
4. On Plan Pass property

12.00%

10 Years

Rs.125 lakh
On 7/12 property

13.00%

5 Years

Rs.3.00 lakh 
5.

Company Undertaking Loan

 11.00% 7 Years Rs.3.01 to 7 lakh
6.

 Transport Operat Loan

9.50 to 10.50%

5 Years

80%(Ex Show.R)
Gold Loan
7.

Gold Loan

 9.00%

1 Years

Rs.2.00 lakh

Gold Term Loan

10.00%

3 Years

Rs.2.01 to 10.00 lakh
8.

Lease Rent Discounting

 12%

7 Years

 Rs.60 lakh
9. Loan Scheme For Self-Employed (For Chartered Accountant & Doctor Only) 9.00% 12 Months to 35 Months for CA/cs Up to Rs. 5.00 Lakh (On Debtors & Creditors)

 
10 Years for TL Maximum Rs. 125 Lakh or 80% of valuation of the property / Machinery
Property Overdraft loan
10. With Plan Pass 11% 5 months Maximum Rs. 60 Lakh or 60 % of valuation of the Property
  With 7/12 property 13%
11. Education Loan 8% to 8.50% 10 Years Maximum Rs.50 lakh