Loan Interest Rate

Loan Interest Rate Efftect from 01/07/2021

Sr. No. Loan Type Rate (As Per PLR Base) Period/Limit
1 Housing Loan   8.00% To 9.50% /  9.50% To 10.50%  20 Yrs./

45 Lakh / 70 Lakh

2 House Repairing Housing Loan Rate + 1 % 07 Years / 10 Lakh ( Urban)

6 Lakh (Rural)

3 Secured Loan 10.00% To 11.00%

With Guntewari-

13.00% To 15.00%

10 Years/40 Lakh
4 Cash Credit / Business Loan
11.00% To 12.00% 35 Month
5 Personal Vehicle Loan Two Wheeler:

08.00%

Four Wheeler:

8.50%

05 Years/ 80% of Quotation
6 Business Vehicle Loan 09.50% To 10.50% 05 Years/80% of Quotation
7 Consumption Secured/Unsecured 12.00% To 13.00% 05 Years/ 03 Lakh
8 Company Undertaking Loan 12.00% 05 Years/ 02 Lakh

07 Years/ 05 Lakh

9 Gold Loan A. 9.50%

B. 10.00%

A.

01 Year/02 Lakh Per Person
(Net Per 10 gm – Rs. 30,000/-)

B.

3 Years/ 2-10 Lakh

10 NSC Loan 11.00% 1 Year 50%, 2Year 60%, 3 Year 70%